Verified 2026 Data

Affordable Coverage in Washington

Your guide to finding the cheapest car insurance rates in Washington.

Avg Rate $1944
Insurers 3+

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Washington Driving & Insurance Insights

Local factors that impact your rates and coverage needs.

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Unique Risks

  • Rain/Hydroplaning
  • City theft
  • Congestion
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Did You Know?

Washington prohibits the use of credit scores for setting rates (though this is frequently contested legally). PEMCO is a popular regional insurer.

Best Car Insurance Companies in Washington

PEMCO
Safeco (HQ)
Mutual of Enumclaw
Allstate
Progressive

What Washington Drivers Ask

Is PIP mandatory in WA?

Insurers must offer it, and you must reject it in writing if you don't want it.

Can insurers check my credit?

Current regulations heavily restrict or ban credit-based insurance scoring to ensure fairness.

What Washington Drivers Are Saying

See what real Washington drivers are saying.

★★★★★

"Helped me understand the confusing requirements here."

M
Michael T. Verified User
★★★★★

"Quick, easy, and efficient. Found a great rate in minutes."

J
James L. Verified User
★★★★★

"Found a local insurer I didn't even know about."

J
Jennifer W. Verified User

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