Verified 2026 Data

Cheap Car Insurance in Utah

Compare rates from top insurers in Utah. Drivers save an average of $540/year.

Avg Rate $1977
Insurers 3+

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Why Insurance in Utah is Unique

Key things every Utah driver needs to know.

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Unique Risks

  • Winter driving
  • Young driver population
  • Desert heat
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Did You Know?

Utah is a no-fault state requiring PIP. It has a unique liability minimum structure (25/65/15) and a statistically younger driver population.

Leading Providers in Utah

Bear River Mutual
Farm Bureau
Geico
Allstate
Progressive

Your Questions Answered

What is Bear River Mutual?

A local insurer available only to Utah residents who abstain from alcohol and illegal drugs.

What is the PIP requirement?

At least $3,000 in PIP coverage is required.

What Utah Drivers Are Saying

See what real Utah drivers are saying.

★★★★

"I didn't know I could save this much. Great tool."

E
Emily R. Verified User
★★★★★

"Excellent service and very transparent pricing."

D
David K. Verified User
★★★★★

"Found a local insurer I didn't even know about."

J
Jennifer W. Verified User

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