Why Insurance in Rhode Island is Unique
Key things every Rhode Island driver needs to know.
Unique Risks
- High density
- Uninsured drivers
- Winter storms
Did You Know?
Despite its small size, Rhode Island has high premiums due to population density and litigation costs. Amica is headquartered here.
Best Car Insurance Companies in Rhode Island
Amica (HQ)
Progressive
Allstate
Allstate
Progressive
Insurance FAQs for Rhode Island Drivers
Is RI a no-fault state?
No, Rhode Island is a tort (at-fault) state.
Why are rates high?
Urban density leads to more frequent accidents, and repair costs are higher than national averages.
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