Why Insurance in Oklahoma is Unique
How local conditions affect your insurance premiums.
Unique Risks
- Tornadoes/Hail
- Uninsured drivers
- Poor roads
Did You Know?
Oklahoma has very high rates of uninsured drivers (approx 25%). Tornado alley risks make comprehensive coverage essential for hail and wind protection.
Best Car Insurance Companies in Oklahoma
Oklahoma Farm Bureau
Shelter
State Farm
Allstate
Progressive
Common Oklahoma Insurance Questions
Is uninsured motorist coverage mandatory?
No, but agents must offer it, and you must reject it in writing if you don't want it.
Does insurance cover tornado damage?
Comprehensive coverage pays for weather-related damage like hail or wind from tornadoes.
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