Why Insurance in New Jersey is Unique
Understanding the specific challenges of driving in New Jersey.
Unique Risks
- High density traffic
- Commuter volume
- High cost of living
Did You Know?
NJ is a no-fault state offering a 'Basic' policy (cheaper, less coverage) and a 'Standard' policy. Most drivers should choose Standard for better protection.
Best Car Insurance Companies in New Jersey
NJM Insurance
Plymouth Rock
Geico
Allstate
Progressive
Your Questions Answered
What is the Basic Policy in NJ?
A low-cost option with minimal coverage, often not enough to protect assets in a serious crash.
Who is NJM?
New Jersey Manufacturers (NJM) is a highly rated local insurer originally only for business employees, now open to all.
Trusted by Drivers in New Jersey
See what real New Jersey drivers are saying.
★★★★★
"Saved me over $500 on my policy. Highly recommend!"
★★★★★
"Quick, easy, and efficient. Found a great rate in minutes."
★★★★
"I didn't know I could save this much. Great tool."
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