Local Insurance Factors for Montana
Local factors that impact your rates and coverage needs.
Unique Risks
- Wildlife (Elk/Deer)
- Snow/Ice
- High speed limits
Did You Know?
Montana has high speed limits and vast rural stretches. Animal collisions are a major cause of claims. It is an at-fault state.
Leading Providers in Montana
Mountain West Farm Bureau
State Farm
Progressive
Allstate
Progressive
Common Montana Insurance Questions
Is insurance expensive in Montana?
It's near the national average, but comprehensive can be pricier due to wildlife risks.
Does Montana use credit scores for rates?
Yes, credit history can impact your insurance premium in Montana.
Join Thousands of Happy Drivers in Montana
See what real Montana drivers are saying.
★★★★
"I didn't know I could save this much. Great tool."
★★★★★
"Quick, easy, and efficient. Found a great rate in minutes."
★★★★★
"Saved me over $500 on my policy. Highly recommend!"