Local Insurance Factors for Minnesota
Local factors that impact your rates and coverage needs.
Unique Risks
- Extreme winter weather
- Deer collisions
- Hail
Did You Know?
Minnesota is a no-fault state requiring substantial PIP covering medical, wage loss, and replacement services. Winter driving skills are a must.
Leading Providers in Minnesota
American Family
State Farm
Western National
Allstate
Progressive
Insurance FAQs for Minnesota Drivers
What is MN's 'No-Fault' limit?
You must carry $40,000 in PIP: $20k for medical and $20k for non-medical (wages) costs.
Is glass coverage included?
Insurers must offer it, and many include full glass coverage with comprehensive policies.
Real Savings in Minnesota
See what real Minnesota drivers are saying.
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