Local Insurance Factors for Maryland
Understanding the specific challenges of driving in Maryland.
Unique Risks
- Baltimore traffic
- Accidents
- Theft
Did You Know?
Maryland requires a state-specific waiver if you want to waive PIP, although PIP is technically mandatory at $2,500 unless waived. Rates in Baltimore are significantly higher.
Leading Providers in Maryland
Erie Insurance
Maryland Auto Insurance Fund
Geico
Allstate
Progressive
Common Maryland Insurance Questions
What is the Maryland Auto Insurance Fund?
A state provider for drivers who are unable to obtain coverage in the private market due to driving history.
Is PIP mandatory?
Yes, unless you sign a specific waiver to refuse it.
Real Savings in Maryland
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