Why Insurance in Louisiana is Unique
Key things every Louisiana driver needs to know.
Unique Risks
- Flooding/Hurricanes
- Poor road conditions
- High litigation rates
Did You Know?
Louisiana often has the highest or second-highest rates in the US. This is due to a unique legal system that encourages lawsuits, frequent floods, and bad roads.
Who Offers the Best Rates in Louisiana?
Louisiana Farm Bureau
GoAuto
Progressive
Allstate
Progressive
Frequently Asked Questions
Why is insurance so expensive in Louisiana?
The 'direct action' law allows suing insurers directly, leading to higher litigation costs passed to drivers.
Is flood damage covered?
Only with Comprehensive coverage. Given the risk, it is highly advisable.
Real Savings in Louisiana
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