What Makes Kentucky Different?
Local factors that impact your rates and coverage needs.
Unique Risks
- Winding roads
- Highest deer collision rate
- Uninsured drivers
Did You Know?
Kentucky is a 'Choice No-Fault' state. Drivers can choose to reject the no-fault system in writing to retain the right to sue. It encourages purchasing PIP.
Top Rated Insurers in Kentucky
Kentucky Farm Bureau
Safe Auto
Erie
Allstate
Progressive
What Kentucky Drivers Ask
What is 'Choice No-Fault'?
You are automatically covered by PIP and limited rights to sue unless you formally opt-out with the state.
Why are Kentucky rates high?
High accident rates on rural roads and significant numbers of uninsured drivers contribute to costs.
Real Savings in Kentucky
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