Unique Driving Risks in Iowa
How local conditions affect your insurance premiums.
Unique Risks
- Deer collisions
- Winter storms
- Tornadoes
Did You Know?
Iowa consistently ranks as one of the cheapest states for car insurance. However, the high frequency of deer accidents makes comprehensive coverage a smart choice.
Who Offers the Best Rates in Iowa?
Farm Bureau of Iowa
Nationwide
Grinnell Mutual
Allstate
Progressive
What Iowa Drivers Ask
Is Iowa a no-fault state?
No, Iowa follows a traditional tort (at-fault) system.
Does insurance cover hitting a deer?
Only if you have Comprehensive coverage. Collision coverage typically does not apply to animal strikes.
Join Thousands of Happy Drivers in Iowa
See what real Iowa drivers are saying.
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"Quick, easy, and efficient. Found a great rate in minutes."
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"Helped me understand the confusing requirements here."