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Avg Rate $2028
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Why Insurance in Illinois is Unique

Local factors that impact your rates and coverage needs.

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Unique Risks

  • Chicago traffic/theft
  • Severe winter weather
  • Tornadoes
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Did You Know?

Illinois is home to major insurer HQs like State Farm and Allstate. Chicago adds significant risk for theft and accidents, contrasting with the lower-risk rural downstate areas.

Most Popular Insurers in Illinois

Country Financial
State Farm (HQ)
Allstate (HQ)
Allstate
Progressive

Your Questions Answered

Is uninsured motorist coverage required in Illinois?

Yes, you must purchase Uninsured Motorist Bodily Injury coverage.

Do I need insurance to register my car?

Yes, proof of valid insurance is required for vehicle registration in Illinois.

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