Why Insurance in Arkansas is Unique
Key things every Arkansas driver needs to know.
Unique Risks
- Rural roads
- Deer collisions
- Flooding
Did You Know?
Driving in the Natural State involves navigating rural roads where deer collisions are frequent. Arkansas uses a 'fault' system for accidents, meaning the person responsible pays for damages.
Most Popular Insurers in Arkansas
Farm Bureau of Arkansas
Shelter Insurance
Southern Farm Bureau
Allstate
Progressive
Insurance FAQs for Arkansas Drivers
Is PIP required in Arkansas?
Insurers must offer Personal Injury Protection (PIP), but you can reject it in writing.
How does living in a rural area affect my rate?
Rates can be lower due to less traffic, but risks like animal collisions might increase comprehensive costs.
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